Choose your experience:
Modern, AI-powered 401(k) that employees actually use
Differentiate your benefits, automate compliance, and lower admin burden—while giving employees free self-directed trading or low-cost personalized models.
Self-direct at no cost
Your employer covers the platform fee. Trade and invest without participant or recordkeeping fees.
AI-powered personalization
Coming Soon
Intelligent models that adapt to your goals with fees from 5–50 bps based on complexity.
Compliance-aware by design
Built-in ERISA compliance, SOC2 security, and automated regulatory oversight.
How it Works
Climb past financial barriers with our streamlined approach to retirement investing.
1
Join and verify
Fast onboarding with magic link verification and secure identity confirmation.
2
Choose your path
Self-direct at no cost or let our AI build a personalized model based on your goals.
3
Invest, automate, and track
Set contributions, enable auto-rebalancing, and monitor your progress toward retirement.
Built for Everyone
Whether you're an employee or employer, Headwall provides the tools you need to succeed.
Employees
Take control of your retirement with intuitive tools and personalized guidance.
Onboard in under 5 minutes
Choose self-directed or AI-managed
Track progress with real-time analytics
Employer Admins
Streamline plan administration with automated compliance and comprehensive reporting.
Automated ERISA compliance
Real-time plan monitoring
Comprehensive audit trails